EXCLUSIVE BUYERS AGENT "Making a difference, one home at a time."
Sandy Miller

The REAL COST


Within 24 hours of acceptance
  
deposit amount  (credited on closing)

Within 7 days 
HOME INSPECTION ($400)
WATER TESTS ($50-$200 if on well)
WATER FLOW TEST ($400 optional if on well)

On Closing
Legal Fees & Disbursements ($650 +)  
Deed Transfer Tax (1.5% purchase price)
Fuel Adjustment 
(full tank of oil/propane)
Tax Adjustment (repayment of prepaid taxes)
Interest Adjustment 
Survey ($400 if required)

****************

Hook-ups
utilities, phone, internet, etc

Home Insurance  

Moving Expenses

****************

CMHC/Mortgage Insurance
3.75%  with 5% downpayment
2.5 %  with 10% down
0       with 25% down

 

*all prices are examples only and will vary per professional and rates are subject to change*



Commission Disbursements


Example of a commission split
IF a vendor pays 5% commission for selling
.


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